Get a real readiness score, live loan sizing, and a clear path to approval — before you ever sit across from a lender.
No credit pull required
✓
Dentists, vets & physicians
✓
Real underwriting logic
✓
Results in minutes
✓
No credit check
Live readiness score
Likely Approvable
DSCR1.38
Max loan$1.42M
Est. payment$9,840/mo
1
2
3
4
Tell us about yourself
Basic profile — takes about 60 seconds
0–2 years
3–5 years
6–10 years
10+ years
Practice acquisition
Startup
Equipment
Expansion
Refinance
No credit check. Your information is never sold or shared.
✓
2
3
4
Income & financials
Used to calculate your DSCR and max loan size
Student loans, mortgage, car payments, etc.
Live readiness
—
/ 100
Enter your info
DSCR—
Max loan—
Est. payment—
Liquidity—
Complete the form above to see your personalized guidance.
✓
✓
3
4
Practice details
About the practice you're financing
Existing practice
De novo / startup
My existing practice
Excellent 740+
Good 700–739
Fair 660–699
Rebuilding <660
Your readiness score
—
—
—
DSCR
—
Debt service coverage ratio
—
Max loan size
—
Based on income & DSCR
Within range
Monthly payment
—
Estimated at 7.5% APR
Liquidity score
—
Down payment readiness
—
Risk assessment
Your next steps
G
Goldie
Practice Finance Guide
Hi, I'm Goldie — your AI-powered practice finance guide. I'm currently in training and will be available soon to guide you through your entire application by voice or chat, even while you're driving. Check back soon.